Thursday, April 23, 2009

The Dark Shadows of illegal Money transaction


We tend to forget that “happiness doesn’t come as a result of getting something we don’t have , but rather of recognizing and appreciating what we do have”…..and yes, protecting it in the best possible manner. But inspite of all this knowledge, sometimes it just so happens that in order to extract more , we lose what we already possess , falling into wrong hands, which comes to us in the name of guidance, and in reality is nothing but pure fraud. It eventually takes us towards the wrong path. Everything that seems to be a good idea, doesn’t have to be the best, it can also be the worst that leaves you with grief and nothing else.Some such thing happened with someone, which left the person shattered and has surely left a clue for all of us to follow i.e. to…..”wake up, before its too late”. The person who is being mentioned is the sole earning member of his family, with innumerable duties to cater to. His ailing parents need consistent medical help and a sister who he had to marry . Life was showing brighter days for him, as his hardwork was paying off and had resulted into a secure financial state…..which was for obvious reasons his ultimate need . But unfortunately time had a different tale instore. Its true that we humans have the power to write our own destiny and its our shortcomings that destroy it aswell. Our habit of making the wrong decisions often leads us towards personal loss and some such thing happened with our friend aswell. He had saved a certain amount of money and was ready for any kind of unexpected expenditure that may come his way…….but not for long. He thought that it would be better if he could save his money or deposit it in a scheme so that he gets it back when needed. Though it’s a wise decision to save but definitely not through an illegal source. He came across people who sweared about their authenticity and told him that they were connected with some big names and if he deposits his money with them through chit fund committees , it’ll be in secure hands and he would get it back whenever he needs it. So the calamity struck and he got trapped. He kept on depositing his savings with the thought that he would get it back when needed. Time came when his family needed the finances on a certain important occasion. As had been promised , he went back to withdraw his savings, but as fate had it for him, he was shoved off from one person to another. Tired of running around for his own money he at last understood that the large sum that he had saved had gone to the dogs………………there was nothing left in his hands except for hopelessness and despair. You must have heard a story , where a father asks his son to earn money (in order to teach him the value of hard earned money as he had turned into a spend thrift), when after a lot of hardwork the boy comes home with a penny, his father commands him to throw it away………taken aback and angry at his fathers insensitivity, the son questions him back,”how can you ask me to throw my money away after knowing well enough, that I have put in a lot of hardwork to earn it!”, The father smiles back and replies, I know son and I am happy that today you have realised the value of hard earned money, therefore from now on , think twice before spending it pointlessly. Yes indeed, we can’t waste our money pointlessly and would never like it to be lost in vain, but then why do many of us indulge in things that instead of helping us , drown us into a big loss. Illegal Money transaction is definitely not an option for investing our hard earned money. Do we even realise what we would do if each penny that we earn, goes into the drain and that too because of our foolishness. There are innumerable recognised government organisations and banks for saving money, then why does one have to fall for a trap? “It is in your moment of decision, that your destiny is shaped”, therefore make the right decision,think twice before going ahead, after all its you who would be the recipient of your endeavours .

6 comments:

Margaret Cloud said...

This was such an interesting post. You are right about our money and I have read of many a scheme that has taken peoples money. Have a nice week. and thank you for coming by.

A New Beginning said...

Thanks Margaret and take care:)

Ayesha Parveen said...

A well-written article. Have a nice day, Sana :)

issam said...

This is very sad. What can one say - blinded by greed!! Anyways, Hopefully he'll learn from his mistakes - costly that it was.

AJai said...

Nice post. Well the truth is there are some chit funds that actually do good work. So u can't slot them all under the illegal label. I think the only way to avoid getting caught in a trap is to be more prudent. The govt could do it's part by imparting financial education in schools. We learn maths, physics, accounts etc in school, but not how to open an a/c, how to invest etc. These are equally important. For those of us about to invest/save our "hard-earned" money it would be nice read up and understand all details before parting with your cash.

A New Beginning said...

Thanks Ayesha, Issam and Ajai for your wonderful comments:)